Table of Contents

• Introduction
• What Are FINRA Fingerprints?
• Why Does FINRA Require Fingerprints?
• Who Must Be Fingerprinted Under FINRA Rules?
• Legal Framework: SEC Rule 17f-2
• Risks of Non-Compliance
• Where to Get FINRA Fingerprinting Done
• Why Houston Fingerprint Is Your Best Choice
• FAQs
• Final Thoughts

Introduction

If you’re planning to enter the securities industry or join a registered broker-dealer, you’ll likely be asked to complete FINRA fingerprinting before starting your role. But why exactly are these fingerprints so important?

In this blog, we explore the top reasons why FINRA fingerprints are mandatory, who needs them, and how to get yours done fast and accurately—through Houston Fingerprint.

What Are FINRA Fingerprints?

FINRA fingerprints are biometric fingerprint records required by the Financial Industry Regulatory Authority (FINRA). They are used to run federal background checks on individuals applying for licensing or employment within broker-dealers and other registered financial firms.

These prints are submitted to the FBI, and results are reviewed by FINRA to ensure the individual doesn’t have any disqualifying criminal history.

Why Does FINRA Require Fingerprints?

Fingerprinting is a compliance requirement under federal law. It serves multiple purposes:

• Public protection – Prevents individuals with criminal records from managing client investments.
• Regulatory transparency – Ensures a clear background history is available.
• Due diligence – Helps firms comply with their supervisory responsibilities.
• Prevention of fraud – A critical tool in preventing internal fraud in financial services.

Without fingerprinting, the entire hiring and registration process would lack the depth of security FINRA and the SEC expect from regulated entities.

Who Must Be Fingerprinted Under FINRA Rules?

You’re required to submit FINRA fingerprints if you:

• Are registering via Form U4
• Will be associated with a broker-dealer
• Handle securities, funds, or customer records
• Hold supervisory, executive, or financial roles within the firm
  

Exemptions exist for certain administrative roles, but in most cases, any representative working with sensitive client information will be required to submit fingerprints.

Legal Framework: SEC Rule 17f-2

The legal basis for FINRA fingerprinting stems from SEC Rule 17f-2. This rule mandates fingerprinting for personnel of broker-dealers, clearing firms, and other financial institutions that have access to securities or funds.

Fingerprinting must be completed:

• At the time of registration
• Again if reapplying after a break in registration
• As part of any audit or regulatory request

Failing to comply with Rule 17f-2 can lead to regulatory fines and suspension of operations for firms.

Risks of Non-Compliance

Skipping or delaying FINRA fingerprinting can lead to serious consequences:

• Delayed onboarding or licensing
• Inactive prints status on CRD
• FINRA penalties and audit red flags
• Loss of employment opportunity
  

Ensure that your fingerprints are submitted within 30 days of filing Form U4—and that they’re done by a trusted provider.

Where to Get FINRA Fingerprinting Done

You have two main options:

• Live Scan Fingerprinting – Digital fingerprints submitted electronically (recommended)
• Ink Card Fingerprinting – Used when out-of-state or if Live Scan isn’t available
  

In Houston, the best place to get either is Houston Fingerprint. We provide both methods and ensure every fingerprint meets FINRA’s strict standards.

Why Houston Fingerprint Is Your Best Choice

• Authorized provider for FINRA submissions
• Same-day live scan available
• Mobile fingerprinting for firms & financial institutions
• FBI-compliant submissions
• Resubmission support if needed
  

Internal Link: Learn more about our FINRA fingerprint background check services.

FAQs

Q: What happens if I don’t submit FINRA fingerprints?
A: Your registration will be marked incomplete, and you may not be allowed to work until you comply.

Q: Can fingerprints be reused for multiple firms?
A: No, FINRA requires a new set of fingerprints for each new Form U4 submission.

Q: Do fingerprints expire?
A: Not technically, but you may need to resubmit if your association lapses or if FINRA requests updated data.

Q: Can I get fingerprinted remotely?
A: Yes, we offer mobile services for groups and professionals in the Houston area.

Final Thoughts

FINRA fingerprinting isn’t just a box to check—it’s a vital part of the compliance and registration process for any financial professional. Don’t risk delays or penalties. Get it done right the first time with Houston Fingerprint.

Schedule your appointment today
Call us or visit HoustonFingerprint.com to get started!