Table of Contents
- Introduction
- What Is a FINRA Fingerprint Background Check?
- Who Is Required to Complete One?
- What’s Included in the Check?
- How to Get Your FINRA Fingerprint Background Check
- Compliance Requirements and Deadlines
- Why Choose HoustonFingerprint.com
- FAQs
- Final Thoughts
Introduction
If you’re planning to register with a broker-dealer, FINRA requires you to undergo a fingerprint background check to evaluate your criminal history. It’s not just a formality—it’s a federally mandated part of your registration under SEC Rule 17f-2.
At HoustonFingerprint.com, we help professionals complete their FINRA fingerprint background checks with speed, security, and full regulatory compliance.
What Is a FINRA Fingerprint Background Check?
The FINRA fingerprint background check is a process where your fingerprints are submitted to the FBI and FINRA’s Criminal Justice Information Services (CJIS) to:
- Review past criminal history (if any)
- Confirm your identity
- Ensure you meet FINRA’s “fit and proper” standard for working in the securities industry
This background check must be performed before your Form U4 is approved and registration becomes active.
Who Is Required to Complete One?
The following individuals typically need a FINRA fingerprint background check:
- All applicants filing Form U4 for FINRA registration
- Employees of broker-dealers handling securities or sensitive client data
- Supervisors of such employees
- Officers, partners, or directors in the firm
Note: There are a few exemptions (e.g., employees with no access to funds, securities, or records), but these are rare and case-specific
What’s Included in the Check?
- FBI criminal history report
- Checks against state and federal criminal databases
- Identity verification
- Validation of any arrests or prior convictions
- Review for regulatory sanctions or disqualifications under SEC guidelines
FINRA uses this information to determine whether the applicant is qualified to be registered.
How to Get Your FINRA Fingerprint Background Check
There are two main methods:
Live Scan (Preferred)
- Electronic submission of fingerprints
- Results within 24–48 hours
- Directly transmitted to FINRA via Sterling or other approved vendors
Ink & Roll Cards
- For international applicants or firms requiring hard copy documentation
- Prints taken on FD-258 or FINRA-approved cards
- Mailed to FINRA’s designated processing center
At HoustonFingerprint.com, we support both Live Scan and ink fingerprinting. You can walk in or book an appointment to get started right away.
Compliance Requirements and Deadlines
- You must submit your fingerprints within 30 calendar days of filing Form U4
- Failure to submit on time results in Inactive Prints status
- If fingerprints are rejected, you have two more chances to resubmit
- All prints must be retained for compliance records (or resubmitted if required)
Your broker-dealer is ultimately responsible for timely submission, but delays on your part can jeopardize your registration.
Why Choose HoustonFingerprint.com?
Here’s what makes us a trusted provider in Houston for FINRA fingerprint background checks:
- Fast appointments and walk-in availability
- Live Scan & Ink fingerprinting
- Official FINRA cards on-site
- Secure and accurate transmission to FINRA
- Reprint/resubmission support if rejected
- Mobile fingerprinting for teams or groups
We serve both individuals and entire firms across Houston and nearby regions with the highest professionalism.
FAQs
Q: How long does the FINRA fingerprint background check take?
A: Results from Live Scan are typically returned in 1–2 business days. Ink card submissions take longer due to mailing time.
Q: What happens if my fingerprints are rejected?
A: You are allowed up to three attempts. We support resubmission at no extra cost.
Q: Can I walk in or do I need an appointment?
A: Both are available. We recommend scheduling ahead during peak times for faster service.
Q: Do I get a copy of the background report?
A: FINRA doesn’t send results directly to applicants. Your firm will be notified of any relevant findings.
Final Thoughts
A FINRA fingerprint background check is a non-negotiable step in your financial services career. Whether you’re a new applicant or firm representative ensuring compliance, HoustonFingerprint.com ensures fast, error-free fingerprinting.
Located in Houston and trusted by professionals across the state.
Schedule your FINRA fingerprint appointment today at HoustonFingerprint.com and ensure your registration process moves forward without delays.